To open and deposit funds in Funtracker.site Bank is easy. Just goto the bank lobby at: https://chat.funtracker.site/channel/bank and ask in the public room your question. In this case you are Mr. X again and you say:

Mr. X “ Hi I was told by a friend this is a cool bank and I would like to open a deposit account here in USD”

in a few moments an Admin teller sets up a PM (private message chat) with Mr. X

Admin teller: “ Hi thank you for having interest in opening an account with us today. We are now in a private security room that only funtracker.site authorized personnel can access so you are now safe to tell us any personal question we may ask of you to open a new account with us. Do you understand what I just told you?

Mr. X “ yes I understand”

Admin teller “ OK first off is it OK that I use your present chat nick as the name I call you here that is showing as “Mr. X” ?

Mr. X “ yes that's fine.”

Admin teller “ OK and would you like to add optional security to this account with a pass phrase and a personal question answer that you give us so you can verify that we are funtracker.site and authorized?”

Mr. X “no I waive added security thank you”

Admin teller: “ OK then to get started we will need you to open your browser to this address: https://wallet.funtracker.site/?json=%7B%22trustlines%22:%22USD%22%7D when the page opens you should see at the top of the page a big upper case letter number code that is 56 letter long that starts with “G”. Can you copy and paste this number letter address into this chat for me please?”

Mr. X: “ OK let me take a look ….. yes OK I see it … the number reads: GBROAGZJGZSSQWJIIH2OHOPQUI4ZDZL4MOH7CSWLQBDGWBYDCDQT7CU4 does that look like what you want?

Admin teller: “ Yes Mr. X that looks and checks out to be a valid stellar.org public AddressID. There is also a Secret Seed: key for this account that you are never to expose to us or anyone else. We will never ask you for the Secret Seed: number. You should be sure to keep a copy of the Secret Seed: number in a safe place so as not to loose it as we can not recover that key for you. Once that key is lost you will loose complete access to your stellar.org account and all the assets contained within it. This key can be seen in the Import/Export tab of the wallet application. If you need any assistance or questions about the app feel free to contact us and will will work with you if required. Do you understand the above statement I have just given you?

Mr. X: “ Yes no problem I had been playing with this wallet in testnet already to get an idea of how it worked before opening this account with you now, but thank you any way.”

Admin teller: “ OK so we are almost ready for you to make a deposit to one of our money channels. How would you like to make your deposit to funtracker.site Bank? The options are paypal.com, ACH money transfer to our USA bank, wire transfer to our Thailand bank or a cash deposit direct to our USA or Thailand banks. We also accept Bitcoin and Lumen crypto currencies as deposits. Which of these would you prefer to use today to make your first deposit Mr. X?

Mr. X: “ I'll just paypal.com you the funds of $30 USD, is that OK?”

Admin teller: “ yes that would be fine just provide us with your email address that is attached to the paypal.com account that you will be using to send us the funds so we can record and register the funds deposited to be issued to your GBRO… account above. Your funds will be issued on the stellar.org network from our bank issuer address of: GBUYUAI75XXWDZEKLY66CFYKQPET5JR4EENXZBUZ3YXZ7DS56Z4OKOFU under the asset_code: USD . There is no fee for a deposit into the funtracker.site stellar.org system but there is a nominal fee for when you withdraw your funtracker.site funds from our gateway to be returned on one of our many payment channels back into fiat currency and standard banks. Is this clear to you Mr. X? “

Mr. X: “ yes I gotcha OK my paypal.com account email address is X@gmail.com . Is that all you need?

Admin teller: “ yes that is all we will need at this time. You are welcome to provide us with more detailed profile information including your real name and address of your residence but we do not demand it at this time due to the small size of your deposit. We have your email address to contact you in the event there is some added info we may need in the future or to inform you of an event on your account. If you wish you can provide us with a skype, Line or telephone number if you prefer so that we might contact you in a more prompt manner if the need arises but it is not a requirement. So are you ready to send us your $30 using paypal.com? Our paypal.com receiving address is Y@gmail.com (fake for this document) go ahead and send your $30 to that address “

Mr. X: “ cool no problem will do just a moment…. or I went ahead and sent your address Y@gmail.com the $30 USD it looks like it went OK, so what's next?

Admin teller: “ OK give me a moment to verify your paypal.com deposit …. OK we see your $30 USD here in our paypal.com account. So I will go ahead and issue your funds on the stellar.org network to your GBRO.. account.

Mr. X: “ yup I'm ready shot away”

Admin teller: “ OK one moment … OK we sent you 40 XLM Lumens to activate your account, you should see them now in your wallet, can you verify for me that you have received the 40 XLM funds?”

Mr. X: “ wow ya they are already here I see 40 XLM balance on top the screen that is supper fast, thanks. So what's next?”

Admin teller: “ OK one moment please….. you should now see your $30 USD issued asset that should be visible in the the table seen on the List Assets tab page of your wallet. Can you check that tab to verify you now have the funds?

Mr. X: “ ya cool I see them here cool thanks USD GBUYUAI75XXWDZEKLY66CFYKQPET5JR4EENXZBUZ3YXZ7DS56Z4OKOFU 30.000000

Admin teller: “no problem Mr. X, is there anything else we can do for you today?

Mr. X : “ no that's it thanks you guys, nice doing biz with you, I'll tell my friends to check you guys out ”

Admin teller: “ OK Mr. X your all set. If you have any problems please feel free to contact us here and we will do what ever is needed to solve any problems you might have. OK that's it by now.”

; admin disconnect from private room to prepare for next customer.